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Terms and Conditions

Effective Date: November 26, 2024

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using this website (the “Service”) operated by N.Y. Pawnbrokers Inc. (“us,” “we,” or “our”).

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have permission to access the Service.

1. Purchases

If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase, including but not limited to:

  • Your credit/debit card number
  • The expiration date of your credit/debit card
  • Your billing address
  • Your shipping information

You represent and warrant that:

  1. You have the legal right to use the payment method provided.
  2. The information you provide is accurate, current, and complete.

We reserve the right to refuse or cancel your order at any time for reasons including but not limited to:

  • Product or service availability
  • Errors in the description or pricing of the product or service
  • Errors in your order
  • Suspected fraud, unauthorized or illegal transactions

2. Availability, Errors, and Inaccuracies

We are constantly updating product and service offerings. We may experience delays in updating information on the Service and in our advertising.

We reserve the right to:

  • Change or update information.
  • Correct errors, inaccuracies, or omissions at any time without prior notice.

Products or services may be mispriced, described inaccurately, or unavailable, and we cannot guarantee the accuracy or completeness of any information.

3. SMS Disclosure

By opting in to receive text messages from N.Y. Pawnbrokers Inc., you consent to receive notifications related to:

  • Account updates
  • Payment reminders
  • Security (e.g., two-factor authentication)
  • Marketing and promotional content

Message & Data Rates: Standard message and data rates may apply, as determined by your mobile service provider.

  • To opt out of receiving text messages, text “STOP” to the number you received messages from.
  • For help, text “HELP”.

For more information on how we protect your data, please review our Privacy Policy.

4. Accounts

When you create an account with us, you agree that:

  • You are at least 18 years old.
  • The information you provide is accurate, complete, and current at all times.

Failure to provide accurate information may result in the termination of your account.

You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized access.

We reserve the right to:

  • Terminate accounts
  • Refuse service
  • Remove or edit content
  • Cancel orders at our sole discretion

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of N.Y. Pawnbrokers Inc. and its licensors.

  • Our trademarks, trade dress, and content may not be used without prior written consent.

6. Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by us.

We assume no responsibility for:

  • The content, privacy policies, or practices of any third-party websites or services.
  • Damages or losses caused by or related to the use of such third-party websites.

We encourage you to review the terms and privacy policies of any third-party websites you visit.

7. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

Upon termination, your right to use the Service will cease immediately.

8. Indemnification

You agree to indemnify and hold harmless N.Y. Pawnbrokers Inc., its affiliates, employees, and agents from any claims, damages, obligations, losses, liabilities, or expenses (including attorney fees) arising from:

  • Your use of the Service
  • Your breach of these Terms

9. Limitation of Liability

To the fullest extent permitted by law, N.Y. Pawnbrokers Inc. shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or goodwill arising from:

  • Your use of or inability to use the Service
  • Any unauthorized access to or use of your information

10. Disclaimer

The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied. We make no guarantees that the Service will be uninterrupted, error-free, or secure.

11. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted with a revised effective date. Your continued use of the Service after changes are posted constitutes your acceptance of the updated Terms.

13. Contact Us

If you have any questions or concerns about these Terms, please contact us:

N.Y. Pawnbrokers Inc.
303 E 149th St
Bronx, New York 10451
United States
Tel: 929-367-0377

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